30,000 EUR loan
Making a big life change? Invest in your future with our loans. Apply to borrow 30,000 EUR, with a representative APR of 5.84% and a fixed interest rate. Join 40+ million global customers who trust us for all things money.
How to borrow 30,000 EUR with Revolut
When the unexpected happens and you need a little extra money, we've got you covered.
1. Join Revolut
Download the Revolut app for iOS or Android, then sign up.
2. Complete your application
Once you're a Revolut customer for 30 days, you can go to the Loans section in-app and fill out the online application.
3. Get your loan
If you're eligible, you'll receive the loan amount in your Revolut account. We'll automatically take your repayments from your EUR balance.
Let's crunch some numbers
Let's say you borrow 30,000 EUR for 36 months with a fixed annual interest rate of 5.69%. The total amount you'll pay is 32,704.2 EUR, with monthly payments of 908.45 EUR.
This means your effective annual percentage rate (APR) is 5.84%, which represents the total interest rate plus additional charges.
We'll run a credit check to set your interest rate and determine the loan amount you're eligible for.
Make sure you're able to repay your loan before signing. A loan is a financial commitment and must be repaid.
Representative Example for a 30,000 EUR loan
Empower yourself with all the facts upfront before you commit to a loan.Let's say you borrow 30,000 EUR for 36 months with a fixed annual interest rate of 5.69%. The total amount you'll pay is 32,704.2 EUR, with monthly payments of 908.45 EUR.
This means your effective annual percentage rate (APR) is 5.84%, which represents the total interest rate plus additional charges.
We'll run a credit check to set your interest rate and determine the loan amount you're eligible for.
Make sure you're able to repay your loan before signing. A loan is a financial commitment and must be repaid.
Tick those boxes
Am I eligible for a 30,000 EUR loan?
Here are some of the things we check for when you apply for a loan, although we may also consider other factors. To be eligible, you need to:- be at least 18 years old
- be a French citizen or submit a valid residence permit
- permanently live in mainland France and have an updated address in your Revolut account
- be a Revolut Bank UAB customer for at least 30 days and have all your personal information up to date in your Revolut account
- have regular, sustainable, and verifiable income
- have no negative balances in your Revolut account
Apply for a 30,000 EUR loan today
Borrowing money should be clear and simple — that's exactly what you get with our personal loans. But Revolut offers so much more than that. Check out our reviews and see for yourself why 40+ million global customers trust us for all things money.
The lowdown on pricing
Get low interest rates with your 30,000 EUR loan
How competitive is our pricing? We've got low rates that we're sure you'll love. But don't take our word for it — apply for your personalised loan and decide what's best for you.Check it outNo fees when you borrow 30,000 EUR with Revolut
Getting a loan means investing in your future. Make that commitment confidently with Revolut. You'll see all costs and terms upfront — low interest rates, no other fees, no small print.
Need a little more help?
30,000 EUR loan FAQs
- Filling out the assessment is fast, and we'll usually send you our decision within a few minutes. As required by French law (Article L312-25 of the Code de la Consommation), your loan amount will be available on the 8th day after you sign your contract. Visit our Help Centre for more on the loan application process.
- You likely won't be eligible for a Revolut Loan if you're listed in the National Register of Household Credit Repayment Incidents (FICP) database. We'll run a credit check when you apply.
- These are some of the things we check for when you apply for a loan, although we may consider additional factors. To be eligible, you need to:
- be at least 18 years old
- be a French citizen or submit a valid residence permit
- permanently live in mainland France and have an updated address in your Revolut account
- be a Revolut Bank UAB customer for at least 30 days and have all your personal information up to date in your Revolut account
- have regular, sustainable, and verifiable income
- have no negative balances in your Revolut account
- We carry out a credit check to determine your eligibility. All French banking establishments and organisations are required to consult the National Register of Household Credit Repayment Incidents (FICP) database before deciding to grant a loan. This credit check may impact your credit score.
- You can apply for a loan in 4 steps.
- Download the Revolut app and sign up for an account.
- Be a Revolut Bank UAB customer for at least 30 days and make sure your personal information is up to date in your Revolut account.
- Go to Accounts below your balance, tap Add new, and select Personal loan to complete your online assessment.
- You'll get a decision in minutes. If you're eligible for the loan and you accept our offer, we'll add the money directly to your Revolut account.
- If you're struggling to make a repayment or think you might struggle to do so in the future, please contact us via chat or email. We’re here to help, and we’ll discuss ways you can manage your repayments.
- Terms for a Revolut Loan in France range from 9 months to 84 months.
- You’ll repay your loan in equal instalments on the same date every month throughout the term of the loan. We'll collect your first instalment one month from the date we paid the loan into your account. Your repayments will include both capital and interest. We’ll charge your repayments directly to your Revolut EUR account. Learn more about loan repayments in our Help Centre.
- You can apply, but your application will likely be unsuccessful — you need eligible income to receive a Revolut Loan. Read more on why your loan application may be turned down in our Help Centre.