Finance your plans

Plan ahead with Personal Loans

Seamless applications. Quick answers. Flexible repayment dates. Because some goals just can’t wait.

Applications are subject to approval

Warning: If you do not meet the repayments on your personal loan, your account will go into arrears. This may affect your credit report, which may limit your ability to access credit, a hire–purchase agreement, a consumer–hire agreement or a BNPL–agreement in the future.

Simple and speedy, from start to finish

Get a quote

  1. Borrow in a few taps

    Apply for up to €30,000, with variable APR (Annual Percentage Rate) from 6.5%.¹

  2. Spend it your way

    Once approved, get your money in seconds, and kickstart your projects.

  3. Repay flexibly

    Pay it back early, or change repayment dates — for free.

Flexible loans, for whatever’s next

For goals big or small, get a loan that’s tailored to your needs. Borrow between €2,000 and €30,000, extend your repayment term by up to 5 years, and see when your next instalment’s due, in a few taps.

House renovationHouse renovation
Travel plansTravel plans
House renovationHouse renovation
New carNew car
New carNew car

Manage everything in-app

Customise repayment dates to suit your salary cycle. Repay ahead of time to save on interest. And check your statements and schedules — all in one place.

Your money’s safe space

Trusted with 67.5 billion USD in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.

Learn more
We’re here to help, 24/7We’re here to help, 24/7
Access all your statements in-appAccess all your statements in-app
We’re here to help, 24/7We’re here to help, 24/7
We’ll notify you about upcoming repaymentsWe’ll notify you about upcoming repayments
We’ll notify you about upcoming repaymentsWe’ll notify you about upcoming repayments

Popular loan amounts

2,000 EUR
5,000 EUR
10,000 EUR
12,000 EUR
15,000 EUR
15,000 EUR
20,000 EUR
30,000 EUR

Representative example of a Revolut loan: a €5,000 loan over a term of 3 years with a variable interest rate of 6.31% and 6.50% APR (where the Annual Percentage Rate (APR) and interest rate does not change during the loan term), has 35 monthly instalments of €152.82, a final 36th repayment of €152.75, total interest payable of €501.45, resulting in a total amount repayable of €5,501.45.

If you're worried about making payments on any of your Revolut products, we're here to help and you should contact us as soon as you can. Find more information here.

Revolut Bank UAB is authorised and regulated by the Bank of Lithuania in the Republic of Lithuania and by the European Central Bank and is regulated by the Central Bank of Ireland for consumer protection rules.

Lending criteria as well as terms and conditions will apply. Personal loans are available to Revolut customers who are residents of the Republic of Ireland over the age of 18. Personal loan applications are subject to approval. Interest rates vary depending on your credit profile, the size of your loan, and the term of your loan. The rate you're offered may differ from the advertised rate. We offer variable rates from 6.50% APR to 12.99% APR.