One app, all things money

Open a free account in minutes right from your phone, and make your money go further

Everyday needs

Spend smarter every day

Track your money all in one place and make your daily spending seamless

Pay and get paid hassle‑free

Make payments in seconds in 30+ countries. Split and settle bills without stress


Never overspend again with smart budgeting

Budgeting & Analytics

Card, meet phone



Go global, act local

Make the most of an account that says goodbye to financial borders

Transfer money at excellent exchange rates

Take advantage of our excellent rates to transfer money to 200+ destinations

International transfers

Unlock travel perks that will make layovers and delays a little more luxe

Lounges & SmartDelay

Spend abroad like a local



End-to-end security

We protect your money with award-winning security systems and trusted partners

Control card security in‑app with a tap