Instant Access Savings
Supercharge your savings
Earn a fixed annual interest rate of up to 15%¹, paid daily, on your first $25,000 deposited. No minimums and no deposit limit. No withdrawal fees. Anytime access.
Interest accrued and paid daily
Start saving in seconds, and see your money grow — every day.
How to get started
Put your money to work in 3 simple steps.
1. Open the Revolut app⁶
From the home screen, tap the account selector below your balance, and select Add new.
2. Choose Instant Access Savings
Scroll down and choose Savings, then select Instant Access Savings.
3. Add money
Start saving with just $0.01 and earn a fixed annual rate of 15%¹ on your first $25,000. Save more with 7.50%² from $25,000.01 – $1,000,000, and enjoy 5.00%⁵ beyond that.
Add money your way
Whether paying yourself first or saving what's left, add what you like, when you like. With no minimums.Get started
Simple and secure savings
Our fixed annual rates turn heads, but there are plenty of other reasons why your money will thrive.
Unlimited deposits
Whether you deposit a little or a lot, your money starts working for you the moment it hits your Instant Access Savings.
Access on demand
Enjoy no-fee access to your money whenever and wherever you need it.
Enjoy peace of mind
Instant Access Savings services are provided by Revolut Bank, S.A., Institución de Banca Múltiple, insured by the IPAB up to 400,000 UDIs⁷.
For when money matters most
Easily add and withdraw money, and enjoy features to help you build toward your savings goals. That way, when the "big things" happen, you’ll be ready.
¹ Nominal GAT 16.18% and Real GAT 11.88%. The Real GAT is the return you would obtain after discounting the estimated inflation. Minimum amount $0.01 up to $25,000. Calculated on 27 January 2026, valid from 27 January 2026 until termination notification by Revolut. Fixed annual rate 15.00% before taxes. Applies to all Revolut Plans.
² Nominal GAT -0.57% and Real GAT -4.25%. The Real GAT is the return you would obtain after discounting the estimated inflation. Minimum amount $25,000.01 up to $1,000,000. Calculated on 27 January 2026, valid from 27 January 2026 until termination notification by Revolut. Fixed annual rate 7.50% before taxes. The Metal Plan has an annual cost of $4,188 plus VAT. If this looks unusual it’s because we're including the total cost of the Metal Plan in the GAT calculation. The Metal Plan is a package for obtaining additional benefits. Without considering the cost of the Metal Plan, the Nominal GAT would be 7.79% and Real GAT 3.80%.
³ Nominal GAT 9.03% and Real GAT 5.00%. The Real GAT is the return you would obtain after discounting the estimated inflation. Minimum amount $25,000.01 up to $1,000,000. Calculated on 27 January 2026, valid from 27 January 2026 until termination notification by Revolut. Fixed annual rate 7.30% before taxes. The Premium Plan has an annual cost of $1,788 plus VAT.
⁴ Nominal GAT 7.25% and Real GAT 3.28%. The Real GAT is the return you would obtain after discounting the estimated inflation. Minimum amount $25,000.01 up to $1,000,000. Calculated on 27 January 2026, valid from 27 January 2026 until termination notification by Revolut. Fixed annual rate 7.00% before taxes. The Standard Plan has no cost.
⁵ Nominal GAT 7.58% and Real GAT 3.60%. The Real GAT is the return you would obtain after discounting the estimated inflation. Minimum amount $1,000,000.01 and above. Calculated on 27 January 2026, valid from 27 January 2026 until termination notification by Revolut. Fixed annual rate 5.00% before taxes. The Metal Plan has an annual cost of $4,188 plus VAT.
⁷ Revolut Account is a product guaranteed by IPAB up to 400,000 UDIs per person, per bank www.gob.mx/ipab.
