Personal account

Open a Revolut Bank account

The bank account built to organise your salary, grow your savings, and go beyond your goals.

Sign up

Everything you need, in one spot

  1. Earn up to 3% p.a. (variable) on savings

    Earn interest paid daily and access your money anytime with no fees. 3% p.a. (variable) on Ultra plans for balances up to NZ$250,000. T&Cs apply.

  2. Open accounts, together

    Share finances with a Joint account and try a Kids & Teens account.

  3. Make this your main bank account

    Switch your salary to Revolut Bank to maximise your money. Earn RevPoints on your spend, turn savings into interest, and organise your money with Income Sorter.

  4. Send money abroad at competitive rates

    Transfer money around the world 24/7 in just a few taps.

  5. Turn your spend into rewards

    Earn RevPoints as you spend, locally or abroad. Redeem points for Airline Miles, Gift Cards, and other discounts.

  6. Hold multiple currencies

    Hold and exchange money in 30+ currencies at competitive exchange rates. No additional fees Monday-Friday, within your plan allowance.

  7. Budget with Pockets

    Set cash aside for subscriptions, bills, and more.

  8. Pay back friends, instantly

    Chat, send, and receive money among your Revolut Bank friends.

  9. Invest in commodities

    Put your salary towards your future. Start investing with as little as NZ$1. Capital at risk.

Make Revolut Bank your main account

Switch your salary to Revolut Bank to manage everything in one bank account, earn rewards on your spend, and interest on savings.

Get started

Sort your salary

Auto-sort your pay when it hits your account. Set aside money for bills, savings, and spending. Adjust the amount easily as needed.

Switch to Revolut Bank in 3 steps

Get started

  1. Open a bank account

    Then move your salary by sharing your account number with your employer.

  2. Switch your payments

    Move any recurring payments (i.e. subscriptions and utility bills) from your other accounts to Revolut Bank.

  3. Automate payday

    Sort your salary automatically into Pockets (sub-accounts) for bills, savings, or spending.

Get up to 3% p.a. (variable), with Instant Access Savings on Ultra

Whether it's salary payments or spare cash, grow your savings daily and access at any time.

T&Cs apply. Rates are variable and depend on your plan, from 2% p.a. on our Standard plan to 3% p.a. on our Ultra plan. Maximum savings balance is NZ$1,000,000. Plan fees may apply.

Pockets

Organise your money

Whether it's for gadgets and getaways or bills, automatically categorise your cash with Pockets. They’re sub-accounts that help you control your spend.Create a Pocket
Organise your money
Organise your money
Monitor your money
Analyse your money

Your money, protected

Trusted with 67.5 billion USD in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.

Read more
Eligible deposits are protected by the Depositor Compensation Scheme (DCS)¹Eligible deposits are protected by the Depositor Compensation Scheme (DCS)¹
Withdraw assets using biometric securityWithdraw assets using biometric security
Eligible deposits are protected by the Depositor Compensation Scheme (DCS)¹Eligible deposits are protected by the Depositor Compensation Scheme (DCS)¹
Algorithms built to detect suspicious activityAlgorithms built to detect suspicious activity
Algorithms built to detect suspicious activityAlgorithms built to detect suspicious activity

SAVINGS: Interest is calculated on combined personal savings balances. The tiered interest rate is calculated based on your combined personal savings balance. Rates are variable and depend on your plan. Plan fees apply. The maximum deposit amount is NZ$1,000,000. Read our rates for more information.

¹ Eligible deposits held in NZD are protected up to NZ$100,000 under the Depositor Compensation Scheme (DCS). Learn more on our DCS page.