Credit Cards

Credit you can score with

Easy applications. Flexible repayments. No monthly admin fee. Meet your new top-of-wallet card.²

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Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit limit up to zł 50,000, and get a quick decision.³ Subject to credit checks.

  2. Order your card

    Get a free physical card, or spend right away with a virtual one.

  3. Introductory rate of 0% (Representative APR 16,8%)

    Pay no interest on purchases and transfers for up to 3 months.¹ 16,8% APR after promo period.

Repay your way

Pay zero interest on purchases and balance transfers for up to 3 months, as long as you meet your minimum monthly payments.¹ After that, make your repayments on time, in full and you'll continue to enjoy interest-free spending.

Spread costs with instalments — just select eligible transactions above , and pay flexibly over months. Choose your credit repayment method — either a full repayment with no interest, or fixed, revolving monthly instalments (with interest).³ Plus, make your repayments on time, and enjoy a longer interest-free grace period of up to 62 days.⁴

Apply now

Your money, protected

Trusted with $19 billion in customer funds — our cutting-edge security features, and award-winning customer support, helped prevent more than $590 million worth of fraud in 2023 alone.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ Promotion period: the offer is valid from 25/03/2026 to 30/06/2026 (inclusive).

Eligibility: this promotion is available only to new Revolut Credit Cards customers in Poland who successfully completed the Revolut Credit Cards application process.

Terms and conditions: promotion T&Cs apply.

² Credit checks and credit capacity calculation apply.

³ Representative example for a Revolut credit card. Annual Percentage Rate (APR) of 16,8% p.a. with assumption: total loan amount 20000zł, total amount to be repaid: 21725.41zł, nominal variable interest rate of 14.50% p.a., total cost of credit amounting to 1725.41zł (monthly fee: 10zł, interest 1605.41zł) as of 10/03/2026

⁴ Grace period is not applied to cash withdrawals, money transfers, and credit card payments for gambling and investments.

Grace period refers to the period during which interest is accrued but not charged on purchases. The period runs from the first day of the billing cycle or the first day of the month, until the next due date or the last day of the next calendar month. You need to repay in full by the due date or the end of the grace period to avoid being charged interest.