Credit Cards

Secured Cards

Take the first step to building your credit score.

Apply today

Apply in minutes

Start your application

  1. Apply in-app

    Deposit between $1 and $2,000 to set your credit limit.

  2. Order your card

    Get a physical card at no cost, or a virtual one to use right away.

  3. Build your credit score

    Use your credit card to start or continue your credit journey.

A credit card to kick off your credit history

Start using credit today by adding your own money as a security deposit in-app. Plus, get benefits for every tap.

Learn more
Get 0% APR for the first 6 months and unlimited 1.5% cashbackGet 0% APR for the first 6 months and unlimited 1.5% cashback
Benefit from credit reporting to improve your credit history with responsible useBenefit from credit reporting to improve your credit history with responsible use
Get 0% APR for the first 6 months and unlimited 1.5% cashbackGet 0% APR for the first 6 months and unlimited 1.5% cashback
Manage card security in-app — set spend controls and freeze your card if neededManage card security in-app — set spend controls and freeze your card if needed
Manage card security in-app — set spend controls and freeze your card if neededManage card security in-app — set spend controls and freeze your card if needed

Introductory APR: 0% for 6 months.

Variable APR: 25.99% + Prime (Max 29.99%).

Annual fee: $0.

Security Deposit: A minimum security deposit of $1 (maximum of $2,000) is required to open this account.

Your credit limit will be determined by the amount of the security deposit.

View the Secured Credit Card Agreement

Secured Credit Cards through Revolut are issued by Lead Bank, Member FDIC. Your eligibility for a Revolut Secured Credit Card Account, or a subsequently offered product or service, is subject to the final determination by Lead Bank (“Issuer”), as issuer, pursuant to license by Mastercard® International and can be used everywhere Mastercard is accepted. Uses of “Revolut” refer to the “credit through Revolut” and/or “Revolut on behalf of Lead Bank, as issuer of the Revolut Secured Credit Card”.

Cashback is earned on eligible secured credit card purchases only. Eligible purchases means purchases for goods and services minus returns and other credits. Eligible purchases do NOT include fees or interest charges, cash advances, the purchase or reloading of prepaid cards, and purchases of cash equivalents. Other conditions may apply, view the Revolut Lead Bank Secured Credit Card Agreement for additional details.

The Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a yearly rate. 0% intro APR for 6 months from account opening on purchases, provided you make on-time minimum payments. After the introductory period ends, a variable APR of 25.99% + Prime not to exceed 29.99%, based on your creditworthiness, applies to unpaid promotional balances and new purchases. Rates as of June 1, 2025. Terms and conditions apply.

Your credit limit will depend on the amount you deposit to your Security Account. The minimum amount required to be deposited in the security account is $200. We may allow you to add funds to the Security Account in order to increase your credit limit. You may withdraw funds from the Security Account up to the amount of your unused credit limit, provided a $200 minimum balance is maintained. See the Lead Bank Secured Credit Card Agreement for more information.

Revolut Credit Card terms are determined based on your credit, income, and certain other information provided in your application. Not all applicants will qualify and the Revolut Credit Card is not available in all states.