Banking & Beyond

Opening a bank account or upgrading plans does not guarantee access to all services provided in-app. These may be subject to meeting additional eligibility criteria and, in some cases, completing the registration to other entities of the Revolut group (unless already signed up).

FOR BANK ACCOUNT AND PAYMENT SERVICES: bank Account and Payment Services (card issuance, transfers, SEPA direct debits, etc.) are provided by Revolut Bank UAB, Sucursal en España, with CIF number W0250845E. The Branch is registered under number 1583 with the Bank of Spain, and with the Commercial Registry of Madrid under Volume 44863, Book 0, Sheet 1, Section 8, Page M789831, 1st registration) and has its corporate address at c/ Príncipe de Vergara 132, 4 planta, 28002 Madrid (España).

¹Bizum T&C apply.

²FOR LOANS AND CREDIT: services provided by Revolut Bank UAB. Revolut Bank UAB is authorised and regulated by the Bank of Lithuania and the European Central Bank and by the Bank of Spain for conduct rules. All applications are subject to credit check and approval. Only for those aged 18+. More information in Personal loans and Credit Cards.

³RevPoints rewards require opt-in to RevPoints programme, and vary by plan. RevPoints are a loyalty feature linked to your Revolut plan, not a benefit of your credit product. Credit cards and plans are separate products — you don't need to change your plan to apply. T&Cs apply. Reference rate: Metal plan.

⁴FOR SAVINGS:

The 3.51% AER boosted rate is a time-limited offer for new Revolut customers. The promotion will run from 16 June 2026 to 16 August 2026. Eligible customers who set up a personal Instant Access Savings account during this period will benefit from the boosted rate until 16 October 2026. This rate will apply up to €25,000. For any amount over that, a blended rate will apply between the boosted rate and the applicable plan rate. After 16 October 2026, your Instant Access Savings rate will revert to the rate determined by your plan, as explained in the Pre-contractual Information Instant Access Savings. For more information, see the Instant Access Savings - 2026 Terms.

Services provided by Revolut Bank UAB, Sucursal en España (Bank of Spain code 1583). The interest-bearing account is a demand deposit account. The interest rate depends on your plan, from 1.15% AER on our Standard plan to 2.27% AER on our Ultra plan. 18+. Representative example: €100 invested on 1 January at 2.27% AER / 2.25% NIR would give you €2.27 interest by 31 December, assuming no additional top-ups, withdrawals or tax withholdings. Interest settled daily. No maintenance or cancellation fees. Ultra plan is subject to a monthly fee of €55. The maximum eligible deposit amount is €5,000,000. Read our T&Cs for more information.

⁵FOR INVESTING: Capital at risk.

The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Further information can be found on our Risk Disclosure and Invest FAQ.

Investment services are provided by Revolut Securities Europe UAB. Information contained herein is not a personal recommendation, investment advice or offer to take any investment decision, therefore you must carefully consider your financial situation, review relevant documents and information or seek professional independent advice before entering into financial transactions or subscribing to new investment services.

Revolut Securities Europe UAB (company code: 305799582; registered address: Konstitucijos ave. 21B, Vilnius, the Republic of Lithuania, LT-08130) is a Lithuanian investment firm authorised and regulated by the Bank of Lithuania. +18. T&Cs and fees apply.

Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom) or Revolut Digital Assets Europe Ltd (company code: HE430310; registered address Omonoias, 13, Soho Office (Embassy), 3052, Limassol, Cyprus). Commodities services are provided by Revolut Ltd.

⁶FOR CRYPTO: capital at risk.
You must be satisfied that this crypto offering is suitable for you in light of your financial circumstances and attitude towards risk before starting. The price or value of cryptocurrencies can rapidly increase or decrease at any time (and may even fall to zero). The risk of loss in holding cryptocurrencies can be substantial. Funds received by us in relation to cryptocurrency transactions will not be safeguarded or covered by the Cyprus Investor Compensation Fund. We do not make any representation regarding the advisability of transacting in cryptocurrency. We cannot guarantee the timeliness, accurateness, or completeness of any data or information used in connection with you holding any exposure to cryptocurrencies.

Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom) or Revolut Digital Assets Europe Ltd (RDAEL) (company code: HE430310; registered address Omonoias, 13, Soho Office (Embassy), 3052, Limassol, Cyprus). RDAEL is licensed by the Cyprus Securities and Exchange Commission (License No. 001/2025) as a Crypto Asset Service Provider (CASP) under EU Regulation 2023/1114 on markets in crypto-assets (MiCA).