Credit Cards

Credit you can score with

Easy applications. Flexible repayments. RevPoints² you can redeem across Airline Miles, Gift Cards, and Stays. Meet your new top-of-wallet card. RevPoints T&Cs apply.

Apply today

Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit card and get a quick response. Subject to credit checks.

  2. Order your card

    Get a free physical card, or spend right away with a virtual one. T&Cs apply.

  3. Introductory rate of 0%

    Pay no interest on purchases and transfers for up to 3 months.¹ Promo ends 30/06/2026.

Get RevPoints² for every €1 spent

Don’t let your spending go unrewarded. Get up to 1.5 RevPoints per €1 spent (earn rate available on Ultra plan) and redeem your points across Airline Miles, Gift Cards, and Stays — making your money go further.

RevPoints T&Cs apply.

Apply now
Redeem your points for Gift Cards from top brands.Redeem your points for Gift Cards from top brands.
Get 1 Airline Mile per point, and redeem across 30+ airlines.Get 1 Airline Mile per point, and redeem across 30+ airlines.
Redeem your points for Gift Cards from top brands.Redeem your points for Gift Cards from top brands.
Book your trip for less with 2+ million properties on Stays.Book your trip for less with 2+ million properties on Stays.
Book your trip for less with 2+ million properties on Stays.Book your trip for less with 2+ million properties on Stays.

Get more from your card with Plans

Upgrade your plan to get more RevPoints² per credit card purchase. And make the most of the exclusive benefits each plan has to offer.

Apply now

Repay your way

Managing your spend couldn’t be simpler with convenient repayment options.

Pay zero interest on purchases and balance transfers for up to 3 months, as long as you meet your minimum monthly payments.¹ After that, make your repayments on time, in full and you'll continue to enjoy interest-free spending.

Or break down purchases over €50 into easy instalments, and choose to pay over 3, 6, 9, or 12 months. Plus, enjoy an interest-free grace period of up to 62 days, as long as you make your payments on time.³

For more flexibility, choose from our repayment options:

  • Full amount at the end of the month: by default, your statement balance will be repaid at the end of the month to avoid generating interest.³
  • Minimum monthly repayment (revolving): if you choose the minimum repayment, the minimum amount will be collected each month. Any remaining balance will be carried over and accrue interest.³ The lower the amount that you repay, the higher the interest will be.³ If there's not enough money in your account when the minimum payment is triggered, you’ll need to make a manual payment to avoid additional fees and interest.³
  • Customised monthly repayment: choose the amount you want to repay, as long as it’s higher than the minimum monthly repayment, and manage your balance at your pace.³
Apply now

Your money, protected

Trusted with 67.5 billion USD in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ Promotion period: the offer is valid from 23/03/2026 to 30/06/2026 (inclusive).

Eligibility: this promotion is available only to new Revolut Credit Cards customers in Spain who successfully complete the Revolut Credit Cards application process.

Terms and conditions: promotion T&Cs apply.

² RevPoints rewards require you to opt in to the RevPoints programme, and vary by plan. T&Cs apply.

³ Representative example: example calculated to repay a revolving credit of €1,500 deferred for 48 months: TAE: 21.94% / TIN 20%. Total amount to be repaid, €2,191.20 (capital + interest) in 48 monthly instalments of €45.65 each. Total cost of credit: €691.20 (interest). The French amortisation system is used. All this is under the assumption that you do not carry out new operations that increase the debit balance of the card and that the debt is formalised at the beginning of the period.

The TAE could be slightly different from the one in the agreement, as it is calculated depending on your agreement date.

You can use a revolving card simulator to simulate costs and terms of revolving credit.

All credit card applications are subject to approval by Revolut Bank UAB following internal lending criteria. Terms and conditions apply.

Credit cards are available to Revolut customers who are residents of Spain.