Banking & beyond

Eligible deposits are insured by the Lithuanian Deposit Insurance Scheme but some exceptions may apply. Learn more.

FOR PERSONAL LOAN AND CREDIT CARDS:

¹RevPoints are a loyalty feature linked to your Revolut plan, not a benefit of your credit card. Credit cards and plans are separate products — you don’t need to change your plan to apply. RevPoints require activation. T&Cs apply.

Representative example: borrow €4,500 for 60 months with an annual fixed interest rate of 7.99%. Total amount payable €5,474.54, with monthly payment of €91.26. Annual percentage rate (APR) 8.3%. Please note, you'll be subject to a credit check. The APR is the effective rate charged for your credit, which includes the total interest rate plus any additional fees and charges. Subject to credit check. Services provided by Revolut Bank UAB. Only for 18+. Terms apply. More info here. Credit is a financial commitment that must be repaid. Before making a commitment, make sure you can meet it. All credit card applications are evaluated and approved individually.

What is the effective APR? (APR: annual percentage rate) — the effective rate charged for your loan, which includes the total interest rate plus any additional fees and charges.

Credit is a commitment and must be repaid. Check your ability to repay before committing yourself. All credit card applications are subject to approval.

²Instant Access Savings offer annual interest paid daily. The interest rate depends on the type of plan you have, from 2% per annum in the Standard Plan to 3.5% per annum in the Ultra plan. The maximum deposit amount is €100,000. We have a right to change the interest rate as defined in the Terms. Eligible deposits are insured by the Lithuanian Deposit Insurance scheme (Public Institution “Deposit and Investment Insurance”). Revolut Bank UAB is a bank established in the Republic of Lithuania authorised and regulated by the Bank of Lithuania and the European Central Bank, more information on our Lithuanian website.

³Grace period refers to the period during which interest is accrued but not charged on purchases. The period runs from the first day of the billing cycle or the first day of the month, until the next due date or the last day of the next calendar month. You need to repay in full by the due date or the end of the grace period to avoid being charged interest.

FOR INVESTING: capital risk

⁴Custody fees are operational charges that some financial service providers pass on to investors for providing them the service of holding in custody their financial instruments. We don’t charge custody fees on our investment services.

⁵The value of investments can go up as well as down and you may receive less than your original investment or lose the value of your entire initial investment. Past performance and forecasts are not a reliable indicator of future results. Currency rate fluctuations can adversely impact the overall returns on your original investment. Further information can be found on our Risk Disclosure and Invest FAQs.

Investment services are provided by Revolut Securities Europe UAB. Information contained herein is not a personal recommendation, investment advice or offer to take any investment decision, therefore you must carefully consider your financial situation, review relevant documents and information or seek professional independent advice before entering into financial transactions or subscribing to new investment services.

Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom) or Revolut Digital Assets Europe Ltd (company code: HE430310; registered address Omonoias, 13, Soho Office (Embassy), 3052, Limassol, Cyprus). Commodities services are provided by Revolut Ltd.

⁶FOR CRYPTO: capital at risk.

You must be satisfied that this crypto offering is suitable for you in light of your financial circumstances and attitude towards risk before starting. The price or value of cryptocurrencies can rapidly increase or decrease at any time (and may even fall to zero). The risk of loss in holding cryptocurrencies can be substantial. Funds received by us in relation to cryptocurrency transactions will not be safeguarded or covered by the Cyprus Investor Compensation Fund. We do not make any representation regarding the advisability of transacting in cryptocurrency. We cannot guarantee the timeliness, accurateness, or completeness of any data or information used in connection with you holding any exposure to cryptocurrencies.

Revolut’s cryptocurrency services are offered by Revolut Ltd (company code: 08804411; registered address: 30 South Colonnade, London E14 5HX, United Kingdom) or Revolut Digital Assets Europe Ltd (RDAEL) (company code: HE430310; registered address Omonoias, 13, Soho Office (Embassy), 3052, Limassol, Cyprus). RDAEL is licensed by the Cyprus Securities and Exchange Commission (License No. 001/2025) as a Crypto Asset Service Provider (CASP) under EU Regulation 2023/1114 on markets in crypto-assets (MiCA).