Credit Cards

Credit you can score with

Easy applications. Flexible repayments. RevPoints¹ you can redeem for Airline Miles, Gift Cards, and Stays. Meet your new top-of-wallet card. T&Cs apply.

Apply today

Apply quickly, pay flexibly

Start your application

  1. Apply in-app

    Request a credit limit up to €10,000², and get a quick decision.

  2. Order your card

    Order your physical card, or spend right away with a virtual one.

  3. Introductory rate of 0%

    Pay no interest on purchases and transfers for up to 3 months.³ Promo ends 30/06/2026.

Get RevPoints¹ for every €1 spent

Don’t let your spending go unrewarded. Get up to 1,5 RevPoints per €1 spent (earn rate available on Ultra plan) and redeem your points for Airline Miles, Gift Cards, and Stays — making your money go further.

RevPoints, Airline Miles, Gift Cards, Stays and Paid Plans T&Cs apply.

Apply now
Redeem your points for Gift Cards from top brands.Redeem your points for Gift Cards from top brands.
Get 1 air mile per point, and redeem across 30+ airlines.Get 1 air mile per point, and redeem across 30+ airlines.
Redeem your points for Gift Cards from top brands.Redeem your points for Gift Cards from top brands.
Book your trip for less with 2+ million properties on Stays.Book your trip for less with 2+ million properties on Stays.
Book your trip for less with 2+ million properties on Stays.Book your trip for less with 2+ million properties on Stays.

Get more from your card with Plans

Upgrade your plan to get more RevPoints per credit card purchase. And make the most of the exclusive benefits each plan has to offer.

Discover Credit Cards

Fees and paid plan T&Cs apply.

Repay your way

Managing your spend couldn’t be simpler with convenient repayment options.

For a limited time, pay zero interest on purchases and balance transfers for up to 3 months, as long as you meet your minimum monthly payments.³ After that, make your repayments on time, in full and you'll continue to enjoy interest-free spending.

Choose to make a full repayment with no interest, or pay a custom or minimum amount and carry over the remaining balance, which will accrue interest.²

Plus, make your repayments on time, and enjoy a longer interest-free grace period of up to 62 days.⁴ The lower the amount that you repay, the higher the interest will be.

Apply now

Peace of mind with every purchase

Control your credit repayments with confidence — receive notifications about any upcoming payments, freeze your card anytime, and use card controls for more secure spending.

Learn more
Customise card controls for even safer spendingCustomise card controls for even safer spending
Virtual card details that regenerate after every purchaseVirtual card details that regenerate after every purchase
Customise card controls for even safer spendingCustomise card controls for even safer spending
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds
If in doubt, freeze — and unfreeze — your card in secondsIf in doubt, freeze — and unfreeze — your card in seconds

¹ RevPoints are a loyalty feature linked to your Revolut plan, not a benefit of your credit card. Credit Cards and Plans are separate products — you don’t need to change your plan to apply. RevPoints require activation.

² Representative example: Borrow €4,500 for 60 months with an annual fixed interest rate of 7.99%. Total amount payable €5,474.54, with monthly payments of €91.26. Annual percentage rate (APR) 8.3%. Please note, you'll be subject to a credit check.

The APR (Annual Percentage Rate) is the effective rate charged for your credit, which includes the total interest rate plus any additional fees and charges.

Subject to credit check. Services provided by Revolut Bank UAB. Only for 18+. Terms apply.

³ Promotion period: the offer is valid from 30/03/2026 to 30/06/2026 (inclusive).

Eligibility: this promotion is available only to new Revolut Credit Cards customers in Poland who successfully completed the Revolut Credit Cards application process.

Terms and conditions: promotion T&Cs apply.

⁴ Grace period refers to the period during which interest is accrued but not charged on purchases. The period runs from the first day of the billing cycle or the first day of the month, until the next due date or the last day of the next calendar month. You need to repay in full by the due date or the end of the grace period to avoid being charged interest.