Instant Access Savings

Savings, on demand

Up to 2,75% per annum¹ interest paid daily. No minimums. Instant access anytime. T&Cs apply.

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Get interest paid day after day after day

Open an account in seconds, and see your money grow. Every single day.

The gross interest rate depends on your plan. Get from 1% to 2,75% interest p.a. on your money

Up to
2,75%

Simple and secure savings

Our rates turn heads, but there’s plenty more reasons why your money will thrive.

  1. Save with no minimums

    Whether you deposit a little or a lot, your money starts working for you the moment it hits your account.

  2. Access on demand

    Enjoy fee-free access to your money whenever and wherever you need it.

  3. Your eligible deposits are insured

    Eligible deposits are protected up to €100,000 under the deposit guarantee scheme of either Revolut Bank UAB or Deutsche Bank AG, depending on the entity holding your funds.

Get a boosted rate on your first €5,000

With Standard and Plus you can unlock 1,5% p.a. on the first €5,000 you deposit. Amounts above that will receive a blended rate combining 1,5% p.a. and your respective plan’s rate.

For when money matters most

Easily add and withdraw money, and enjoy features to help you build towards your savings goals. That way, when the ‘big things’ happen, you’ll be ready.

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Add money your way

Whether paying yourself first or saving what's left, add what you like, when you like. With no minimums.Get started
Add money your way
Set recurring transfers
Round up that spare change

Your money, protected

Trusted with 67.5 billion USD in customer deposits, we protect you with proactive, purpose-built defences and offer award-winning support.

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Withdraw assets using biometric securityWithdraw assets using biometric security
Algorithms built to detect suspicious activityAlgorithms built to detect suspicious activity
Withdraw assets using biometric securityWithdraw assets using biometric security
Deposit protection for personal and shared fundsDeposit protection for personal and shared funds
Deposit protection for personal and shared fundsDeposit protection for personal and shared funds

View Instant Access Savings T&Cs.

¹Instant Access Savings offers annual interest paid daily. The interest rate depends on the type of plan you have, from 1,5% per annum on the Standard Plan to 2,75% per annum on the Ultra plan. Rates shown are for Ultra plan. Lower rate may apply depending on balance. The maximum deposit amount is €5,000,000. We have a right to change the interest rate as defined in the Terms. Eligible deposits are protected up to €100,000 per depositor by either the Lithuanian Deposit Insurance scheme (Public Institution “Deposit and Investment Insurance”) or Entschädigungseinrichtung deutscher Banken GmbH, depending on where your funds are held. Further information is available in-app. Services provided by Revolut Bank UAB. Savings Challenge T&Cs apply.