Instant Access Savings

Get 5% AER on Savings

It's time to kickstart your money growth. Open an Instant Access Savings between 5 June and 4 August to benefit from a boosted rate of 5% AER (variable).

The 5% AER (variable) boosted rate is a time-limited offer for new Revolut customers. The promotion will run from 5 June 2026 to 4 August 2026. Eligible customers who set up a personal Instant Access Savings account during this period will benefit from the boosted rate until 4 December 2026. This rate will apply up to £25,000. For any amount over that, a blended rate will apply between the boosted rate and the applicable plan rate. After 4 December 2026, your Instant Access Savings rate will revert to the rate determined by your plan, as explained in the Summary Box - Instant Access Savings. For more information, see the Promo Rate Instant Access Savings - Product Terms and Summary Box.

The Annual Equivalent Rate (AER) shows the interest you can earn over 1 year. AER is compounded, so you’ll earn interest on interest already earned. Rates depend on your plan type and savings currency, from up to 2.9% on our Standard plan to up to 4% on our Ultra plan. A lower rate might apply depending on balance. Paid plan subscription fees and T&Cs apply. Interest offered is subject to change and any interest earned is liable to the applicable taxes. Instant Access Savings T&Cs apply

How to open a savings account

Put your salary to work or activate unspent cash in 3 simple steps.

  1. Open the Revolut app

    From the home screen, tap the account selector beneath your balance, and select ‘Add new’.

  2. Create an account

    Scroll down and choose Savings. Then select ‘Instant Access Savings’.

  3. Add money

    With no minimum deposits, kick-start your savings journey with any amount.

Interest paid day after day after day

Open an account in seconds, and see your money grow — every single day.

Rates vary per plan. Paid plan fees and T&Cs apply.

Up to
5%
AER (variable)

Simple and secure savings

Our rates turn heads, but there’s plenty more reasons why your money will thrive.

  1. Save up to £5,000,000

    Whether you deposit a little or a lot, your money starts working for you the moment it hits your account.

  2. Access on demand

    Enjoy fee-free access to your money whenever and wherever you need it.

  3. Enjoy peace of mind

    Your savings are protected up to £120,000 through the Financial Services Compensation Scheme (FSCS) via ClearBank Limited.

    Eligibility criteria apply. Check the FSCS website for more info.

It all adds up — fast

Depositing £1,000 at an interest rate of 4% AER (variable), your balance would be £1,040 after 12 months.

This projection is provided for illustrative purposes only and does not consider your individual circumstances. The interest shown is for Ultra plan.

For when money matters most

Easily add and withdraw money, and enjoy features to help you build towards your savings goals. That way, when the ‘big things’ happen, you’ll be ready.

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